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We have three solutions for America. In addition to our solutions associated with 1) federal income tax cuts for the middle class and small businesses (and raising taxes on the privileged class) and 2) wrapping up the U.S. counterinsurgencies in SW Asia---our third solution 3) focuses on repealing laws that conflict with the Constitution. Included in the latter would be the repeal of the Gramm-Leach-Bliley Act of 1999 (which itself repealed the most important provisions of the Glass-Steagall Act of 1933), i.e., more or less allowing deposit banks to gamble with their depositors' money. According to Item 3 in the article, above, "...Glass-Steagall was not restored..." by the legislation being discussed here. We've also been tracking Messrs. Gramm, Leach and Bliley. After all, they went on with their lives, while millions of other Americans have been unable to. Just about everybody knows that Mr. Gramm was let go as Mr. McCain's campaign advisor on the economy, and that he was engaged by the banking industry upon leaving the senate. We're still looking around for Mr. Bliley. We know that Mr. Leach is chairman of the NEH, having supported Mr. Obama at the democrat national convention in 2008 (although he was a republican congressman for decades). Mr. Leach is paid $165,300/year. Although the G-L-B Act of 1999 does not necessarily conflict with the Constitution, it conflicts with anti-stupidity. We like to call it the Congressional Stupidity Act of 1999. It was sent to Mr. Clinton in veto-proof form. He could have refused to sign it as an act of symbolism for anti-stupidity. However, we guess that his "moral support" for the bill was a form of payback to the senate, the majority of whom failed to convict him after the house of representatives impeached him. OKJack™Group™ Middle & Working Class Disabled American Veterans We Paid the Dues that Aren’t Required!™