Anonymous,
All of your points are very relevant to the plight of those like yourself regarding work and health insurance costs. Personally, I'm convinced we need single payer government health insurance for all, period.
Please go to a doctor as soon as possible, have the lump tested, and proceed forward from there. Talk with your health care providers about your financial and insurance concerns. Perhaps they can even make recommendations to help you on that front. It is your life and that is the point. Say you go broke over this but have your life, you still live to see another day. What good is it to think in terms of money first here if you could end up dead? Money comes and goes in one's life, but we only have one life. If you go broke, but have your life in the process, you at least live to see another day.
The health insurance issues of this country will take time to be settled. No illness will wait for any of us. I imagine it must be a difficult place that you find yourself in. I think your life needs to be the priority.
Get real! The government CANNOT run much of anything--Medicare is going broke, the U.S. Postal service is going broke---and now there are people in this country who think they can run a trillion dollar health care program--led by a president and a bunch of Chicago machine politicians who have never run even a hot dog cart. Someone tell me where all of this money is coming from?? I believe it is from the government printing press--probably running 24 hours a day to print money for which there are no goods & services--your $ is eroding in value day by day.
there is so much wrong with the healthcare industry and trust me when I say most in the industry do no want to change it. i have been doing healthcare 11 years now, i am the person who answers the phone and tries to help you understand how your plan works, what makes me different from most is that i actually understand the benefits and i can usually get a customer to understand them for future. when i say future that is because they don't pay attention to their healthcare benefits till they get that first 1000.00 bill from a provider then it becomes important. the healthcare industry has become like everything else is our country, too large with too many rules and the motto of "it's not my job man". i talk with 100-150 people a day, my issues run the gambit from why do i have to pay 25.00 dollars for a medication that cost 300.00 to why didn't you cover my routine mammogram, oh because the phys did not bill it as routine they billed it as diagnostic, if you don't know what that means that you are not familiar with healthcare and are like millons of others in this country. Nothing is black and white with Healthcare Ins, it is shades of gray, I have worked for a couple of large Health Insurers, they all have different rules generally around the same issues. We have Hipaa, and each insurer has their own interpretation of how privacy applies. The main complaint i get is why don't we cover what my last insurer covered ? I don't know, have you spoken with your employer yet ? No, that is where you need to start. I believe that everyone deserves the right to see a phys or go to a hospital when they need to , or see a dentist or get an eye exam without fear of going bankrupt to do it. And as much as i believe in my president, and i do i just think this issue/giant canker sore is more then his current term and god willing the next term will be able to handle. it took 40 years to get us to where we are now(thanks to the great Satan Reagan and what he started), it will probably take us that long to get us out. SO, i will keep answering the phone and being honest with everyone i speak with probably with risk to my job at times. America needs to wake up and smell the reality see their "Benefits" for what they are, not a entitlement but a privilege and remember, not everyone gets privileges.
I have watched for many years now, having been born in 1939, the special interest groups slowly eliminating the rights of Americans protected by the constitution. In the last couple of years the elective officers have been ever attempting to destroy the constitution as they pass laws in secret in the house and senate, and the executive joining them to pass what ever bills they desire even to the robbing of the public treasury in broad daylight by filling the citizens with intense fear that the sky is falling in, financially speaking. In 1999 when the teamsters threw up pickets against Overnite Transportation Company having won elections at only 27 terminals out of approximately 166 terminals in there system. I was there and a victim of the criminal acts of those members of the Teamsters Union. We had to be transported into work by rented passenger vans in order to prevent damage to our personal vehicles and to prevent attacks on our person. One of our fellow employees was shot and in critical condition for a period of time after leaving the Memphis Terminal, this was among other attacks on company employees and property and equipment. Members and supporters of the Union even threatened my family telling me that they knew where I lived and even trespassed on my property and set up constructions cones around our drive way. Those events took place where private ballots were supervised by the government. Imagine what it would be like if the names of those who refused to sign the card were know by union officials and members. Having rejected the union and the Mob actions of many of the union members their lives would be in danger. After Overnite was acquired by UPS their employees were forced to join the union by the company and the union and they was the first non union company to be forced to use the card check system 51 % signed a number by intimidation the remaining the 49 % who rejected the union was forced to endure the wrath of those who were really pro union. Since they were forced to join the union, the company has gradually reduced the employees income in most cases by 50 % by cutting the miles and hours they were paid in the beginning. Those who lost the least had a drop in their pay by $20,000.00 some had a pay lose of $40,000.00 and some even far greater. The sad thing about it is the union has not represented them in the losses they have incurred. How can our representatives sell us down the river as they have. America had better wake up and take action to restore our constitutional rights or in another two to five years we will be a communist nation.
What if the co-operatives were given a market advantage that leveled the competitive playing field? The provider community has proffered their help, now its time for them to step up. Every provider licensed in the United States should be required to participate in any non-profit, co-operative plan. This gives the co-op plan an immediate provider network which is one of the more difficult entry barriers to scale. The plans would be regulated and be required to pay claims at pre-set rates and within required timeframes just like private Medicare plans. Controls could be put in place that could manage provider panel size so as not to overwhelm any one point of delivery. Tiered payment schedules could be structured to incent providers for participation levels and positive outcomes.
I have watched for many years now, having been born in 1939, the special interest groups slowly eliminating the rights of Americans protected by the constitution. In the last couple of years the elective officers have been ever attempting to destroy the constitution as they pass laws in secret in the house and senate, and the executive joining them to pass what ever bills they desire even to the robbing of the public treasury in broad daylight by filling the citizens with intense fear that the sky is falling in, financially speaking. In 1999 when the teamsters threw up pickets against Overnite Transportation Company having won elections at only 27 terminals out of approximately 166 terminals in there system. I was there and a victim of the criminal acts of those members of the Teamsters Union. We had to be transported into work by rented passenger vans in order to prevent damage to our personal vehicles and to prevent attacks on our person. One of our fellow employees was shot and in critical condition for a period of time after leaving the Memphis Terminal, this was among other attacks on company employees and property and equipment. Members and supporters of the Union even threatened my family telling me that they knew where I lived and even trespassed on my property and set up constructions cones around our drive way. Those events took place where private ballots were supervised by the government. Imagine what it would be like if the names of those who refused to sign the card were know by union officials and members. Having rejected the union and the Mob actions of many of the union members their lives would be in danger. After Overnite was acquired by UPS their employees were forced to join the union by the company and the union and they was the first non union company to be forced to use the card check system 51 % signed a number by intimidation the remaining the 49 % who rejected the union was forced to endure the wrath of those who were really pro union. Since they were forced to join the union, the company has gradually reduced the employees income in most cases by 50 % by cutting the miles and hours they were paid in the beginning. Those who lost the least had a drop in their pay by $20,000.00 some had a pay lose of $40,000.00 and some even far greater. The sad thing about it is the union has not represented them in the losses they have incurred. How can our representatives sell us down the river as they have. America had better wake up and take action to restore our constitutional rights or in another two to five years we will be a communist nation.
Pages