Health

Lessons from the Health Care Meltdown

Here's an article I recently published in a special issue of The Regulator (the full issue focused on the health care debate is attached below):

The current economic crisis teaches insurance regulators several key lessons to prevent a wholesale health care meltdown in America. Much like the financial sector, the health insurance sector has made short-term gains its priority rather than the health and well-being of its customers.

As a result, private insurance fails to meet the needs of Americans and is increasingly unaffordable and unsustainable. Insurers have driven up premiums and out-of-pocket costs, putting consumers at financial risk if they need costly health care services or forcing them to go without needed care.

For health care reform to work there must be the type of federal oversight and consumer protections required of the financial sector under the proposed Consumer Financial Protection Agency (CFPA). The creation of the Health Choices Administration (HCA), as outlined in proposed HR 3200 (a.k.a. America’s Affordable Health Choices Act of 2009), is critical.

Catholic Church Aggressively Influencing Health Care Reform Legislation

The Roman Catholic Church worked aggressively to get a last-minute amendment added to the newly-passed House health care reform bill that specifically prohibits abortion coverage in insurance plans that receive funding from the federal government.

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House Passes Health Reforms--"The Good Joe," Rep. Joseph Cao, Not Cowed

On November 7, 2009, the U.S. House of Representatives passed landmark health care reform legislation after months of negotiations and despite some really outrageous lies by opponents of any efforts to redress corporate malfeasance. Only a single Republican, Congressman Joseph Cao of New Orleans, "the Good Joe," was willing to defy his party's command and vote for the bill, along with 219 Democrats, giving the bill two votes more than it needed to pass. Upon the historic vote, the Good Joe said: "I read the versions of the House health reform bill. I listened to the countless stories of Orleans and Jefferson Parish citizens whose health care costs are exploding – if they are able to obtain health care at all. Louisianans need real options for primary care, for mental health care, and for expanded health care for seniors and children."

Drilling Through the Appalachian Shale Gas Hype

While the U.S. economy continues to reel from the fallout from the global financial crisis, there's a boom on in the gas industry wanting access to Appalachian areas underlain by the Marcellus Shale deposits. The gas-industry boom has environmentalists and many residents worried about the environmental impacts.

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Marketing to Fear: Cocoa Krispies Boost Your Kids' Immunity?

Kellogg's Cocoa KrispiesIn the middle of the H1N1 influenza epidemic, Kellogg is marketing Cocoa Krispies, Froot Loops and other sugary cereals with claims on the box that the cereal "now helps support your child's immunity." The word "immunity" is printed on the box in a huge font, almost as big as the name of the cereal.

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U.S. Lobbyists Bypass the Financial Crisis

The global financial crisis has bypassed the U.S. lobbying industry. The Center for Responsive Politics reports that "the year-to-date total spent on lobbying now stands at $2.5 billion through the end of September, with that sum supporting 13,428 individual active lobbyists.

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